Consumers Wealth Enterprises has been operating since 2016, serving clients nationwide with professional credit restoration services. We follow federal regulations such as the Fair Credit Reporting Act (FCRA) and the Credit Repair Organizations Act (CROA). Our process is transparent, you receive updates through your client portal, and you can speak to a real person at any time.

Due to federal law (CROA), no credit repair company can legally guarantee specific results or score increases. What we do guarantee is that we work diligently, apply proven dispute strategies, and maintain full transparency. We are committed to ethical, compliant, high-quality service.

No. Consultations are generally needed; however, if you’d like to book one, you can do so by visiting our "Discovery Call" page. A consultation allows us to review your credit report, understand your goals, and recommend the best plan for your situation. This ensures you're choosing the right service and not paying for something unnecessary.

You can schedule a consultation directly through our website by clicking “Discovery Call” tab. Select your preferred date and time, and you’ll receive confirmation with next steps. Discovery Calls, are $99 non-refundable. However, if you decided to move forward with services, your $99 will go towards your selected service.

If you’re unsure which plan is right for you, please schedule a "Discovery Call" with our credit consultant team member, by visiting the "Discovery Call" tab.

Yes. Once enrolled, you’ll receive a welcome email, onboarding instructions, and access to your client portal. You can schedule follow-up calls, ask questions, and receive ongoing support throughout your program.

Most clients begin seeing changes within 30–45 days, depending on how quickly credit bureaus and creditors respond. Each credit profile is different, so timelines may vary. Our team works on your case every month to help you move forward.

While some items may be removed quickly, reaching a “good” credit score often takes 3–9 months, depending on your starting point and consistency with recommended action steps. Improving credit is both a removal and rebuilding process.

No. We do not offer single-item removals. Credit repair requires a full, strategic approach, and removing just one item does not address the overall health of your credit profile. Our programs are designed to improve your complete credit picture.

Yes. You may cancel your subscription at any time. Simply contact us or submit a request through your client portal. Please note that previous monthly payments are non-refundable, as services are completed each month.

Yes. Our services not only focus on disputing and removing inaccurate or unverifiable items, but we also provide guidance on rebuilding your credit. This includes tips on responsible credit use, paying down debt, and monitoring your score to maintain long-term credit health.

No. Disputing inaccurate or unverifiable items does not negatively impact your credit score. In fact, correcting errors can help improve your score over time. Our team works carefully to ensure all actions comply with credit bureau rules and federal regulations.

You’ll have access to a secure client portal where you can track your disputes, review updates from credit bureaus, and see progress toward your credit goals. Our team also provides monthly status reports and is available to answer questions anytime.

We provide regular updates via email, phone, or your client portal. You will receive progress reports on disputes, notifications about updates from credit bureaus, and reminders for any actions needed on your part.

We combine personalized credit restoration strategies with education to empower you to maintain good credit long-term. Our team has years of experience, proven results, and a commitment to transparent, ethical practices.

We work to remove inaccurate, outdated, or unverifiable items, but we cannot legally remove accurate information. Our goal is to help improve your credit profile as much as possible while staying fully compliant with credit laws.

Dispute timelines vary depending on the creditor or credit bureau response. Most disputes are reviewed within 30–45 days, but we will keep you updated on each step and notify you as soon as results are available.